All playing members of the Club are covered for Personal Liability and Personal Accident by Golfguard Ltd.

The cost is included in the Annual Subscription renewal fee. The cover lapses when a subscription is not renewed.

In summary, the cover provided for an insured Member whilst playing golf is described below.

Fourteenth Green



  • 1a. Personal Liability to 5,000,000 any one accident in respect of a third party injury

  • 1b. Personal Liability to 5,000,000 any one accident in respect of a third party property damage. (Sections 1a and 1b provide cover in respect of a member's legal liability)

  • 1c. Non-Negligence Cover to 10,000 in respect of Accidental Damage to Third Party Property irrespective of legal liability.

  • 2. Personal Accident Cover (to 85years): to 15,000 (Juniors 4,000) in respect of Death / Loss of Limb(s) or Eye(s) / Permanent Total Disablement.

  • 3. Subscription Reimbursement to 1000 if, as a result of an accident whilst playing Golf, a Member is unable to play golf for more than 60 days.

  • 4. Hole in One in the event of a Hole in One in an Official Club competition (Strokeplay, Medal or Stableford) reimbursement of the bar bill, in respect of a round of drinks on the day of achievement, up to 75 will be made to an insured Member.

    An official receipt for the bar bill must be obtained on the day and passed to the Secretary immediately who will check and expedite the claim. A copy of the card is required from clubs other than Beauchief.

    The Member is responsible for instructing the Bar Staff on the extent of the drinks he/she wishes to provide - subject always to the limit set out at item 4 above.



Cover is provided for insured Members whilst playing golf at any recognised Golf Club in the United Kingdom and also whilst playing golf abroad for up to 120 days in the period of insurance.



Incidents covered by the insurance must be reported to the Club Secretary immediately. Delay in reporting may result in non payment of the claim.